Data science is revolutionizing fraud prevention. Banks and payment processors are embracing artificial intelligence to enable frictionless payments while maintaining high fraud detection rates. This revolution was pioneered by academics, and now offered as open source. But once you have created the perfect model to catch fraud, how do you deploy it in a 24/7 payment environment? How do you get 99.999% availability? Resilience? Model lifetime support? Analytics? Compliance? Safer Payments provides the full freedom of open source data science with the strength and scalability proven to protect entire industrialized countries.
Next generation approach
Enables you to use any data science, any machine learning, and artificial intelligence technique – from any vendor or open source – to outsmart fraudsters.
All channel solution
Includes specific functionality to protect cards, online banking, and real-time payments. Profiles behavior and payment flow through all channels for lower false positives and reduced fraud losses.
Everything in Safer Payments is user-configurable. Full adaptation to customer data model. New data feeds can be configured in minutes.
Bring your own model
Build neural networks, random forests, decision trees, and regressions, using your preferred tools. Combine models of different types into ensembles, to leverage the best of each modeling technology.
In-memory NoSQL database
Purpose-built dual-access database technology delivers peak performances of multiple thousand transactions per second on commodity hardware and any cloud.
Multi-model and IBM Watson
Runs any number and types of fraud prevention models. Watson cognitive AI assists with creation of decision rules on how models are applied for specific transactions.